This one is a sappy one.
I have debt – over $25,000 of it and let me tell you, it is not fun giving $700+ a month to these credit card companies instead of investing that amount.
I got my very first Discover card when I was 19 years old. Almost 10 years later, that debt has grown to 6 cards and a car, overcomplicating how easy it would be to live without it.
There are times when I think of what those extra $700 could do:
- Tithe
- Shopping spree
- Add to my HYSA
- Invest in a Roth IRA
- Save for next month’s rent
- Gift to my parents
- Help my partner with their debt
I genuinely love tithing and how it feels like God is watching over my finances when I can give without fear to Him. Those moments feel incredibly special.
Leviticus 27:30: “‘A tithe of everything from the land, whether grain from the soil or fruit from the trees, belongs to the Lord; it is holy to the Lord.”
The list feels small right now since the opportunities feel small. One day, it will happen!